Blog Made Simple

Break out your mop and vacuum, blow the dust off your counter-tops, and fling open the windows to let some fresh air spruce up your mortgage this September.

Keeping track of your finances is incredibly important. Even though life usually gets ahead of us, leaving some time aside to check-up on your finances is integral to maintaining financial health. Spring is the perfect time to get into the habit of reviewing your circumstances, as while you are in the mood to de-clutter your home, you can hit two birds with the one stone.

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What brought thousands of people to Perth in our then-thriving economy, demanding a housing supply to satisfy the high influx, has finally bottomed out. Rental vacancy rates in Perth are now the highest out of all capital cities in Australia.

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After months of house hunting, of searching high and low, and going through countless suburbs, you’ve finally found your dream home… or the floor plans, at least.

But what do you do now? The standard loan you’ve researched isn’t suitable for the construction of your dream home, and you’re unsure about what financial direction to go in.

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Have you decided to buy a property but are confused about the next step?

Like most Australians, you know you will most likely need to take out a loan to be able to afford a house, but aren’t confident about how to go about applying for one. Applying for a loan initially, means you will need to obtain a pre-approval – or a conditional approval – to indicate a lender has verified an amount they will allow you to borrow.

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