When purchasing property, we suggest getting a building and pest inspection carried out before settlement – and for good reason. Their purpose is to spare you from a financial headache down the track and ensure the house you’re purchasing is pest-free, safe and structurally sound.
Read MoreWe know what you’re thinking – missing a mortgage repayment or two is possibly the worst thing that could happen when taking out a loan... but financial difficulty can happen to the best of us and is more common than you think. The key to handling the worst-case scenario is acting to fix your issue as soon as possible – a positive sign in the eyes of the lender.
Read MoreAt Select, we value our client's needs and ensure their application for finance is simple and runs smoothly. We get many questions along the way and have listed some of the most common we receive to give you an idea of our services and previous experiences.
Read MoreOften overlooked, the redraw facility is not always on the top of a client’s list of desired loan features. It’s a common feature attached to a variable rate home loan, which allows the account holder to withdraw money they’ve already contributed to paying off their loan if they have paid over and above the minimum scheduled repayments. As you’re able to make additional repayments, you can reduce your loan balance and save on interest.
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