It’s important to know the whys and hows of interest rate fluctuation so that you can become better prepared for how it could affect your finances.
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If you’ve already started your research into the costs of buying a home, you’ve probably seen the term stamp duty floating around. It is the biggest upfront cost when purchasing property and can catch you out if you haven’t factored it into your budget for a deposit.
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Switching home loans could potentially save you thousands of dollars in interest and allow you to take advantage of different features that you currently don’t have access to. However, before deciding, always check that the benefits are worth the fees you’ll be facing for leaving one loan and taking up another.
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People of any age can benefit from setting smart financial goals. It’s a bit of a myth that planning for your financial future should be left until you’re more financially stable. Setting financial goals and fulfilling them can happen at any stage in life. The sooner you identify your goals and take steps to carry them out, the sooner you can achieve them.
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