What’s a common financial rule of thumb you know? Who told you about it?
Most people find out through word-of-mouth – through a piece of advice explained by a parent or friend when approached for guidance towards buying, saving or investing. Financial rules of thumb are intended to provide guidance, and are a good starting point to begin to set your financial goals, but how reliable and effective are they?
Read MoreTo help you plan out your goals for the new year, we have created our very own yearly financial goal sheet just for you! Simply download, print and fill out each square to take the first step to achieving your big financial dreams.
Read MoreSummer is almost upon us and amongst the Christmas holidays looming on the horizon, so are the long, hot summer days. While we are looking forward to the much-needed warm weather, the energy bill that comes along with summer-long usage can rattle the finances. Not only do your finances take a hit from the constant thrum of the air-conditioner, but the environment also doesn't fare too well either.
We’ve listed some ways you can beat the heat this summer, as well as shave some dollars off your monthly energy bill.
Read MoreThe cost of buying a home currently takes 7.2 times the annual income of a typical household – up from 4.2 times 15 years ago. In this way, it has become challenging to save up a sizeable deposit for a home loan, especially when paying rent.
However, there is an option for first home buyers to get onto the market much sooner than expected: get a family member to act as guarantor for your home loan!
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